Of course, my insurance agent canceled him after the second wreck, but still had to pay for both wrecks. My son his car out of the shop. He managed to stay out of trouble for three days. Then he received a speeding ticket. Of course, he did not tell me. He started getting letters from lawyers in San Antonio, where he was ticketed. I asked him why he was getting letters from lawyers in San Antonio, and he told me.
Two weeks went by and I was starting to breathe easier. I kept reminding him that he needed insurance. That he had to have a replacement policy by the time the other policy lapsed. I explained that, by law, he could not drive without insurance.
My son tried to get insurance, but to get comprehensive and collision, he would have had to pay $5000 for six months. I am not kidding. I did not know what to tell him to do. Finally, by going online and getting quotes, and cutting his coverage and raising his deductible, he managed to get basic coverage for just under $2000.
I have always thought it was unfair that men under 25 years old were penalized by insurance companies. Now, I do not know why insurance agents write policies for young men for anything other than Motorcycle Insurance!
Everyone is endangered when my son drives . . . LOL!