According to Darren Cook, head of mortgages at Moneyfacts., both the first time buyer mortgage and the new green mortgage are expected to remain flat throughout the near future.
Lenders already offering green mortgage are likely to continue to do so as in many cases it is part of their corporate social responsibility policies.
Other places, the feeling seems to be, "we have done enough." As a result of the credit crunch, the ethical highroad is taking a backseat to healthy lending books.
The money to build may have to come from a variety of lenders, corporate sponsorship and governmental rebates.